Harris also reminds farmers that managing risks with proper health, disability and critical illness insurance is another important consideration, even in retirement. Understanding sources of net income in the retirement stage, like Old Age Security and Canada Pension Plan, can also be baffling, especially if retirees continue to draw income from the farm or take a new job. Retirement planning also requires the right team of advisors, including an accountant to help manage tax liabilities and a certified financial planner to help determine how much you’ll need to manage income streams and to leverage tools like insurance.Īdvisors say that navigating tax sheltering tools like life insurance can be confusing, and that’s where professionals can really help. He says allocating retirement funds early and at a lower tax rate allows farmers to build their own non-farm assets so they don’t have to rely on the farm for 100 per cent of their retirement income. And that involves financial planning.Īdvisor David Harris recommends farmers begin planning at least 10 years ahead of retirement, starting by separating some farm profits into personal accounts, like RRSPs, Tax Free Savings Accounts and investments. How much money do you need to retire? Understanding how you want to spend your time and your new lifestyle requirements is essential to determining what you’ll need to live on. Of course, there’s another cluster of questions too. “Personal growth never retires either,” notes Wildfong, who also recommends farmers hone their skills, learn something new or take up a new hobby to expand their purpose and identities. She encourages farmers to consider applying their identified purpose or interests to other opportunities outside the farm, like helping a neighbouring farmer with seasonal work or volunteering their financial literacy skills to a community group. Wildfong reminds her clients that if they are driven to work, as most farmers are, that doesn’t mean it has to be the same type of work or the same number of hours. “And some farmers just want to retire to a tractor cab and spend their time helping in the fields,” he says. Harris says some farmers want to continue to be useful to their family and farm, but in a different way, like using their farming and life experiences in an advisory role to help their children be successful. Still, you do have to ask yourself how you want to fill your days, and what will be fulfilling for you. “That’s when I remind farmers that you can retire from a lot of things, but you never retire from your purpose.” “The ability to separate one’s feelings from their worth or farming legacy is a challenge,” says Wildfong. “You may never be prepared to fully step away from the farm, but a defining retirement decision can start by taking a hands-off approach,” Wildfong says.Ī farmer herself, Wildfong says what’s most difficult for farmers is that they often don’t know how to identify themselves without their connection to the land or their family farm. One of the best self-indicators that the answer may be “Yes, I guess I am ready” is when you find yourself wanting to step back from controlling the biggest decisions on the farm. “If you’re feeling pushed out rather than ready to make the decision on your own, that’s a clear sign there’s a lack of communication and trust within the enterprise,” says Wildfong. How do you know you’re ready to retire? Danielle Wildfong, of DMW Consulting, a family business advisor in Saskatoon, says knowing whether you are ready to retire is harder for entrepreneurs and farmers than any other profession. What they often want is more flexibility to do things like step back from the day-to-day work, maybe to travel. In his experience, Harris says he rarely sees farmers fully retire because most don’t want to leave the farming life. Yet while financial security is an important part of the planning process, he notes that building a plan also requires lifestyle considerations. Harris, based in Woodstock, Ont., has a strong track record of helping farmers through the financial side of the retirement process. “You never really retire from the farm, so the focus needs to be on understanding, how you want to spend your time, and in some cases, who you want to spend your time with.” “The first question I ask farmers is: ‘What are you retiring to’?” says David Harris, certified financial planner with Green Private Wealth and Harbourfront Wealth Management. It’s likely not as easy as it was a generation ago, and it’s certainly more complicated. If you’re thinking about retirement, or if maybe someone else is suggesting you should, where do you start? Or does it mean continuing to work 60-hour weeks during the growing season and travelling south for the winter. To a farmer, retirement could read like a death sentence. Guide Health: Cold sores - why don’t they just go away?Ĭold sores, technically knows as herpes labialis, are caused by herpes simplex virus type 1.
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Contents: Prime Numbers 1-100 Standards: 4.OA.B.4: Gain familiarity with factors and multiples Players: 1Cool Math Game Tiny Fishing. Drone can also go over walls, and shoot over walls. Walls offer protection from enemy fire but it can be destroyed by explosives like rocket and Homing missile. Walls are a unique concept in copter royale. The fog kills you after you spending 10 seconds inside of it. Every 30 seconds, Toxic Fog closes in on open space, not covered by black lines. The map is square shaped, however the fog is circle in shape, and as such the map is technically circular in shape after the 2nd fog progression. ANY projectile can pp a crate (bullets, explosives, lightning, turret, etc.) Normal crates are brown with a golden arrow (pointing up), and Super crates are yellow with a gold star. Crates hold 3 items while Super crates hold 4. For more see Super Powers.Ĭrates will be your main source of super powers and your only source of upgrades above Level 3*. Although most super powers are offensive, there are a select few that are considered defensive or don't involve projectiles or explosives, like: Repulsive shield, Teleport, Invisibility, Dash, and Boost. There are offensive and defensive super powers. The chances of you spawning near a crate are around 30-60%. Their are around 20 normal crates at the start of the game, scattered around the map, and about 3-4 super crates. Normally around 100 copters are in a server at one time, and are battling it out for crates and upgrades. At the start of the game you will see the numbers 1 - 3 counted off, after which the game will start. Most times you will have to wait around 60 seconds, before the game starts. *exclusive to chests (you will not find this outside of a chest or another players loot.)Īfter clicking the "Play" button, you will be put into a Training Room. Their are 4 categories, with 5 levels each. You can max out on upgrades, that is to say that there isn't a limited number of 'points' to spend. In other words, you need to have decent upgrades to have a decent chance. For more information, see Super Powers.įuckUpgrades are a crucial element of game play. The right super power can give you a strategic edge in a game. The involvement of super powers is one of the strategic elements of copter royale. More of these can be unlocked as you progress through the game. Everything has a already unlocked option, besides trails. Collect upgrades, shoot crates to find superpowers, and avoid the toxic fog!Ĭopter Royale consists of multiple game play elements, including:Įach person can unlock their own Skins, Badges, Trails, and emotes. the winner is the last one flying! Outwit and outmaneuver your opponents in this strategy free-for-all. This page tells you what copter royale is.ġ00 copters start the game. The squirrels repeatedly crawled up inside it and got stuck, and the raccoons simply couldn’t reach around it.īy the end of the first week, the baffle had some scratches, where it appears that a squirrel tried a mad leap and ended up sliding down the outside of the baffle. The first days provided some enjoyment as squirrels and raccoons made determined attempts to get climb over the baffle. How To Build The Baffle Step 1: Drill Hole Step 2: Fit End Cap Step 3: Drill Pilot Holes Step 4: Attach Screws Step 5: Slip Baffle Over Pole Step 6. This baffle really works – the feeders featured in the photos have been consistently raid-free since installing it. Slip the baffle back down so that it rests on the hose clamp, and you’re done!įinished squirrel and raccoon baffle installed on bird feeder pole. Using the screwdriver, attach the hose clamp to the feeder pole at your mark. Mark the pole at the top of the baffle, and raise the baffle out of the way. The top of the baffle should be about 4’ to 5’ off the ground. With the baffle pointed down like a bell, slip the feeder pole through the hole in the center. Tighten the sheet metal screws to hold the end cap and stovepipe together. Lay the baffle carefully on its side, and drill pilot holes through the sides of the end cap, making sure the holes goes through both end cap and stovepipe. Hook the stovepipe together, and fit it snugly inside the end cap. If your pole is square, you may want to opt for drilling a small pilot hole, then using a saber saw or metal shears to cut the required shape. Using the drill bit or hole saw, carefully drill a hole in the center of the end cap (see How to Find the Center of a Circle). Don’t hold it with your hands as the drill bit can easily slip and cut you. Step 1: Drill HoleĬlamp the end cap firmly in a vise, or hold it with pliers. What's the difference between Heardle and Swiftle? Click on the Calendar icon at the top of the screen and select the date for the previous Swiftles. There's also a mode in which you can play past puzzles if you missed them, and a hard mode that can be accessed through settings. You will also see a stats screen with information about the upcoming Swiftie Challenge. If you got the correct answer, it will be highlighted in green. Hopefully, this will point you in the right direction. The song will be marked yellow if your guess is wrong and the song is from the same Taylor Swift album. You could also choose to skip, but would a true Swiftie do that?Įach incorrect estimate will be highlighted in red. A second of the song will be added for each incorrect answer. Even if you make a mistake, you can try again five more times. Please feel free to guess if you're not sure. A drop-down box will display the full name of the song.ĭon't worry if you can't figure out the song. When you don't remember the full name of a song, just type the word. You're a Swiftie for sure! Now type the name of the song in the box below and click Enter. If you knew what song it was after hearing the clip, good for you. A one-second clip of Taylor Swift's song will be played when you press the round play button at the top. You have six chances to guess the right Taylor Swift song. The game is based on the guesswork principle. If you are familiar with Wordle or Heardle, Swiftle will be easy for you. If you make an incorrect guess, you get to listen to a few extra seconds of the song so you can get closer to finding the answer. Each audio clip may last from one to five seconds and can be randomly selected from any part of the song. As a Taylor Swift fan, you can show off your song-guessing skills in Swiftle by listening to snippets of songs. I lived in New Jersey for only part of the year. For answers to questions about the e-file program, including questions on document control numbers (DCNs), contact the Revenue and Enterprise Services at 60 and select the option for "electronic filing and payment services." The New Jersey Division of Revenue and Enterprise Services' Alternative Filing Branch is responsible for returns that are electronically filed using commercial software such as TurboTax. I filed my return using commercial software, and I have questions. For more information, visit their website. Note: 1099-G statements for unemployment insurance benefits are issued by the Division of Unemployment Insurance within the Department of Labor and Workforce Development. For more information, see Frequently Asked Questions Form 1099-G and Form 1099-INT. Taxpayers who need this information to complete their federal returns can view or print their 1099-G information online. State Income Tax refunds may be taxable income for federal purposes for individuals who itemized their deductions on their federal tax return in the previous year. The State of New Jersey does not mail Form 1099-G, Certain Government Payments, to report the amount of a State tax refund a taxpayer received. The IRS requires government agencies to report certain payments made during the year because those payments are considered taxable income for the recipients. Why did (didn't) I receive a Form 1099 from New Jersey?įorms 1099-G and 1099-INT are reports of income you received from the Division of Taxation during the tax year. If you file an amended return, you must submit all supporting schedules, forms, or documents you would have included if you filed your original return on paper. You should keep these documents for your records, as you may be asked to submit them at a later date. When you file your return electronically, you do not have to send any supporting documents unless specifically requested to do so by the Division of Taxation. New Jersey will accept a photocopy of your W-2 form(s), as long as the copy is legible. I received only one State copy of my W-2, and I have more than one state return to file. Due to the volume of claims, please allow up to 30 days for a replacement check to be issued. You can also request a check tracer for your New Jersey Income Tax refund check for the current year by calling the Division's Automated Refund Inquiry System at 1-80 or 60 (touch-tone phones anywhere). Call the Customer Service Center at 60 and speak to a Division Representative. If you do not receive your check within 30 days of the date the check was issued, or if you received a check that was lost, stolen, or destroyed, you can request a replacement check. If you do not want to use the mail, you can return the check to one of our Regional Information Centers. Keep a copy of the check for your records. Do not write the word void anywhere on the check. If you have the check, send it along with a letter requesting a replacement check to the New Jersey Division of Taxation at the address below. The State of New Jersey issued me a check that was lost, stolen or destroyed, or that can't be cashed because the cash by date has passed. You will need the Social Security number that was listed first on your return and the amount of the refund requested when you call. This service is available 7 days a week (hours may vary). You can get information about your New Jersey Income Tax refund online or by phone. How do I check the status of my New Jersey Income Tax refund? Answers to Frequently Asked Questions Refunds NOTE: We are using display :0 which is our current desktop. That requires Java, and we don’t want to install it on any of our clients as noVNC gives a HTML5 experience): :~$ x11vnc -display :0 -autoport -localhost -nopw -bg -xkb -ncache -ncache_cr -quiet -forever We have chosen to do this only on loopback, making it more secure (We are skipping x11vnc’s in-built HTTP function. Desktop Streamer (VNC) allows users to share the desktop of a remote. Invicti Web Application Security Scanner the only solution that delivers automatic verification. Support may vary however.): :~$ sudo apt update From the drop-down menu and select the Web Browser option and give it a name. 8 Remote Desktop (RDP) Clients for Windows, macOS and Linux. You can switch it for any VNC servicer you wish. There are many features you can use to enhance your remote experience, such as: Multiple monitor support. NoVNC is a lighter approach, as it has less services required (less overhead), which allows for a quick “one off connection” solution.įirst we update, then install the necessary packages (we have chosen x11vnc as our VNC solution. Using your web browser on desktops and laptops, you can connect without having to download and install any software. This guide covers noVNC, but we also have another guide for Apache Guacamole. Another approach would be to interact with Kali in a browser, rather than having to install necessary VNC clients. Click Off next to the Screen Sharing option, so it changes to On. If your server already has a Linux distro and a desktop. you want to access remotely, and the client is the computer that will connect. First, the server, and, second, the client. In the Settings dialog, click Sharing in the side panel, and then click the Sharing toggle On. To set up remote desktop on Linux, you should start by preparing two parts. On the system menu, click the Settings icon. Alternatively, you may have setup VNC which will allow for remote graphical access (please make sure to do this securely by having VNC listen on loopback and port forward via SSH). These are the settings you make on the remote Ubuntu computer you’re going to connect to. There are various ways you can interact with Kali, such as sitting down and being direct at the console (more often than not, for a graphic experience), alternatively using Kali remotely via SSH (which gives you command line access). I find working with matrices cleaner in MATLAB and the documentation/implementation of higher-level matrix functions more informative (and easier to relate to textbook instruction of Linear Algebra). I have only used MATLAB for the past 3 years, so my experience is limited. Although Livescripts have been a welcome addition to MATLAB, I still prefer Mathematica as a comfortable graphical interactive workspace. I have abused Mathematica since version 3 and right out of the gate I will say that the Notebook interface remains unparalleled compared to other platforms: MATHLAB, Python, R, Stata (of which I have working experience). Or maybe more specific: What can one say to peers (and potential new users) to try and reduce the misconception that Mathematica is solely a symbolic homework solver? Without getting into fanboy arguments of which software is better, what is Mathematica's specific strengths compared to other software, under a 'philosophy of design' standpoint? Is this solely a marketing problem? However, I still don't quite understand the inherent philosophy between the software and Mathematica's exact numeric solving strengths to be able to discuss with MATLAB or Maple users on how Mathematica is just as good as them in its abilities. I've read other mentions in comments around the Stack Exchange sites that Mathematica treats everything as an expression and MATLAB everything a matrix, and both are heavily optimised for this. I am also not old enough to know how Mathematica used to be compared to other software in the same period to know if it wasn't as "good" as it is now. However, I must also admit before I started actually using the software, I've also only really understood it as a symbolic notebook styled software that I knew some people used to do homework with. As a couple year user of Mathematica, I find this a huge misunderstanding in Mathematica's breadth of capabilities. Typically, most people seem to understand Mathematica as a purely symbolic solver, and MATLAB a numeric one, both very strong in their respective fields, but if one wants to do "real" research, Mathematica isn't the software to use. During a typical (possibly with alcohol mixed) discussion among some academic peers in regards to numeric calculation and general modern use of computers in science and engineering settings, it become a heated argument (as it has in many instances in the past) into the comparisons of MATLAB and Mathematica, namely what appears to me, to be a misunderstanding as to what Mathematica really is.or what it really can do. Our studio lights offer more light for Youtube/Game/Live streaming, Instagram, Tiktok, portrait photography and etc. □ Equipped with 288pcs lamp beads on each photography tabletop light with high color rendering index(CRI>97), provides a brighter and awesome shooting environment.□ 17.7 inches new version 180°folded LED video light panel built-in diffusers to release softer light and provide ideal light for videographer or cinematographer whether you're shooting stills or video.What are the Best Elgato Key Light Alternatives? 1. Not too shabby, if you’re prepared to spend £319.98 (That’s $432.85 US dollars).īut is there a cheaper alternative? Get On Stream says YES. Most professionals with some serious pocket change are investing into Elgato’s Key Light, a desk-attached extendable light fixture that provides professional quality lighting, a color temperature range of 2900 to 7000 K and comes with an adjustable Control Center application. Have too much and well… who wants to watch a screen that’s too bright? Have too little lighting, and you can potentially discredit your reputation or authority as a content creator. In some cases, lighting can make or break an aspiring professional streamer. If you don’t know, they’re a German based retailer that sells audio devices, cameras, capture devices, streaming tools, green screens, multi-mounts and most importantly: LIGHTING. One such brand that’s becoming more prominent in the streaming world is Elgato. Many retail brands have tried jumping onto this success by providing all sorts of streaming equipment for PC that could be useful to streamers just like you. There are roughly 41.5 million users on Twitch alone, and that figure is expected to rise to 51.6 million by 2024 with streamers now expanding into Facebook Live, Youtube Live, Periscope and more. Streaming is insanely huge in today’s modern gaming world. More RAM is recommended for applets running within a browser using Java Plug-in technology. Note: The minimum physical RAM is required to run graphically based applications. The following table lists the minimum memory requirements for Windows 32-bit operating systems. See the table, "Disk Space Requirements for JRE" Java Runtime Environment, including JavaFX Runtime The table that follow show the various disk space requirements for the JRE and JDK: Disk Space Requirements for JRE JRE In addition to the disk space required for the installed images, there must be sufficient disk space for Java Update. Note that only advanced users should modify the settings for temporary files. In the Temporary Internet Files panel, click Settings. To determine the location of this directory, go to the Java Control Panel (from the Windows Control Panel). Java SE uses the directory %APPDATA% to store temporary files.For instance, the installed image for the JDK could be installed to a non-Windows drive with a custom installation. However, it is possible to install the installed image on any drive. The installed image will, by default, be installed on the Windows drive - the drive where the Windows operating system is installed (sometimes called the system drive).The directory Program Files\Common Files\Java\Java Update, or Program Files (x86)\Common Files\Java\Java Update on 64-bit operating systems, contains Java Update, which enables you to keep your computer up-to-date automatically with the latest JRE releases.For the JDK, the installed image consists of all the files installed under the directory jdk1.7.0 for the JRE, it consists of all files installed under the directory jre1.7.0.Disk Space Requirementsįor the JDK, you are given the option of installing the following features: This information covers processor, disk space, and memory requirements for the following platforms:īoth the Java SE Development Kit (JDK) and Java SE Runtime Environment (JRE) require at minimum a Pentium 2 266 MHz processor. 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